Is There a Viable Path to Recovery?
The Question Every Commercial Debt-Collection Attorney Must Answer Before Filing Suit
When a commercial receivable goes dark, the path often looks predictable: demand, suit, judgment.
But 75% of commercial judgments go unsatisfied — not because the law is weak, but because recovery efforts begin without verified intelligence.
Corporate Intelligence Services (CIS) gives attorneys what most firms never have before filing a complaint:
a clear, evidence-driven picture of the debtor’s true financial reality.
If there’s a viable recovery path, we show it.
If there isn’t, we save your client from spending thousands chasing a judgment that will never pay.
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Why Attorneys Use CIS Before and After Judgment
1. To uncover attachable assets
Owned by the business, the personal guarantor, or inside an affiliated entity.
Our reports include:
– Real property with APNs
– Motor vehicles (VINs + plates)
– Watercraft HINs
– Aircraft registrations
– Patent/IP holdings
– UCC-1 collateral
– Corporate affiliations
– Cash purchases tied to the default
– Lifestyle assets inconsistent with claimed insolvency
You walk into court ready to file writs — not guess.
2. To determine whether litigation is worth pursuing
97% of commercial debtors are small or micro-businesses.
Their financial lives collapse quickly. They comingle funds.
Divorces, medical issues, and catastrophic events destroy liquidity long before counsel is involved.
Our reports answer the questions that matter:
– Is there money to reach?
– Is the personal guarantor viable?
– Are all assets encumbered?
– Is pre-judgment settlement the smarter route?
If the case is viable, you see the evidence.
If not, your client avoids unnecessary legal spend.
3. To strengthen settlement leverage with verifiable facts
Negotiations shift instantly when evidence shows:
– Cash property purchases made during the default period
– Revenue hidden in affiliated companies
– Spousal businesses carrying the income
– Asset transfers after insolvency began
– Lifestyle spending that contradicts poverty claims
Attorneys rely on our reports to bring the conversation back to reality — fast.
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Case Example: The Shell Company That Broke a $400,000 Standoff
Georgia.
Debtor owed over $400K and claimed insolvency.
Through CLEAR and OSINT, we uncovered:
– Multiple undisclosed affiliated businesses
– Two cash real-estate purchases made during the default period
– A shell entity tied directly back to the debtor’s ownership structure
This allowed counsel to pierce the corporate veil, file writs immediately, and recover from the only assets that existed.
Without those properties, there was no recovery path at all.
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How CIS Builds Attorney-Ready Intelligence
CLEAR Enhanced Due Diligence
Accessible only to licensed investigators.
We leverage:
– DMV data
– Aircraft and maritime databases
– UCC summaries
– Criminal/civil court records
– Corporate affiliations
– Tax liens and judgments
– Utility and location-based information
– Associate and household networks
– Historical property and deed data
OSINT (true deep OSINT)
– Social-media and metadata scraping
– Lifestyle and revenue mapping
– Crypto-footprint investigation
– Auction and art-purchase tracing
– Photo geolocation and identity mapping
– Advanced AI cross-verification (ChatGPT Pro, Gemini 3, Anthropic Opus 4.5)
– Shell-entity and alter-ego exposure
– IP-origin tracking
– UCC-1 collateral tracing
– Spousal and insider-business analysis
Cross-Referencing at Scale
We map:
– Corporate structures
– Alter-ego pathways
– Encumbrances and lien positions
– Hidden revenue streams
– Lifestyle purchases during default
– Historical asset movement and timing
The result: a structured, legally actionable intelligence report you can walk straight into court with.
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Why Judgments Really Fail
Judgments collapse because:
– Assets were hidden, even lightly
– There were never assets to begin with
– No one checked viability before filing suit
– Enforcement was attempted blind
– Entity structures weren’t unwound
Your client takes risks to make sales.
You take risks to litigate.
CIS removes the blind spot.
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Before You File. Before You Demand. Before You Assume.
Ask: “Is recovery viable?”
If the answer is yes, we show you the evidence.
If the answer is no, we save your client from unnecessary loss.
